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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,903 | $71,230+2.3% | $93,727-22.2% | $80,959-10.0% |
| Participation rate | 82.8% | 60.4%+22.4pp | 68.7%+14.0pp | 67.7%+15.1pp |
| Annual return | 11.22% | 11.26%0pp | 133.83%-122.6pp | 35.67%-24.4pp |
| Employer contribution / active EE | $2,596 | $1,565+65.8% | $2,421+7.2% | $2,757-5.9% |
| Participant deferral / active EE | $2,803 | $4,037-30.6% | $4,417-36.5% | $4,300-34.8% |
| Admin fee / account holder | $4,825 | $6,961-30.7% | $8,292-41.8% | $6,925-30.3% |