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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,647 | $124,425+54.0% | $112,040+71.1% | $137,256+39.6% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 6.68% | 24.72%-18.0pp | 24.52%-17.8pp | 220.34%-213.7pp |
| Employer contribution / active EE | $2,096 | $3,411-38.6% | $2,954-29.0% | $4,156-49.6% |
| Participant deferral / active EE | $3,828 | $5,718-33.1% | $5,098-24.9% | $6,407-40.3% |
| Admin fee / account holder | $2,249 | $15,207-85.2% | $12,098-81.4% | $12,270-81.7% |