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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,958 | $95,453-61.3% | $112,040-67.0% | $82,448-55.2% |
| Participation rate | 70.0% | 72.8%-2.8pp | 76.5%-6.5pp | 68.1%+1.9pp |
| Annual return | 14.93% | 23.92%-9.0pp | 24.52%-9.6pp | 41.64%-26.7pp |
| Employer contribution / active EE | $1,180 | $2,318-49.1% | $2,954-60.0% | $2,551-53.7% |
| Participant deferral / active EE | $1,758 | $4,224-58.4% | $5,098-65.5% | $4,139-57.5% |
| Admin fee / account holder | $714 | $9,013-92.1% | $12,098-94.1% | $7,234-90.1% |