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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $357,682 | $134,817+165.3% | $123,973+188.5% | $155,188+130.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 3.94% | 515.49%-511.6pp | 388.13%-384.2pp | 148.84%-144.9pp |
| Employer contribution / active EE | $1,496 | $4,425-66.2% | $4,126-63.7% | $4,248-64.8% |
| Participant deferral / active EE | $14,959 | $5,706+162.1% | $5,247+185.1% | $6,531+129.0% |
| Admin fee / account holder | $86,889 | $13,245+556.0% | $11,799+636.4% | $14,480+500.1% |