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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,030 | $81,358+79.5% | $155,556-6.1% | $80,959+80.4% |
| Participation rate | 93.9% | 66.3%+27.7pp | 78.2%+15.7pp | 67.7%+26.3pp |
| Annual return | 10.18% | 33.39%-23.2pp | 64.84%-54.7pp | 35.67%-25.5pp |
| Employer contribution / active EE | $4,536 | $3,106+46.0% | $4,675-3.0% | $2,757+64.5% |
| Participant deferral / active EE | $1,953 | $3,455-43.5% | $5,631-65.3% | $4,300-54.6% |
| Admin fee / account holder | $4,281 | $7,994-46.4% | $15,885-73.0% | $6,925-38.2% |