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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $731,110 | $102,422+613.8% | $147,117+397.0% | $80,959+803.1% |
| Participation rate | 97.6% | 75.9%+21.7pp | 82.2%+15.4pp | 67.7%+29.9pp |
| Annual return | 12.22% | 135.16%-122.9pp | 420.54%-408.3pp | 35.67%-23.4pp |
| Employer contribution / active EE | $4,448 | $3,717+19.7% | $4,932-9.8% | $2,757+61.3% |
| Participant deferral / active EE | $4,802 | $6,652-27.8% | $8,065-40.5% | $4,300+11.7% |
| Admin fee / account holder | $46,797 | $7,953+488.4% | $12,993+260.2% | $6,925+575.7% |