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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,901 | $174,379+7.8% | $152,093+23.5% | $138,895+35.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.96% | 74.86%-56.9pp | 66.36%-48.4pp | 145.39%-127.4pp |
| Employer contribution / active EE | $14,252 | $4,652+206.4% | $4,175+241.4% | $4,194+239.8% |
| Participant deferral / active EE | $11,531 | $6,159+87.2% | $5,451+111.5% | $6,396+80.3% |
| Admin fee / account holder | $774 | $16,880-95.4% | $14,497-94.7% | $12,562-93.8% |