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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,901 | $172,111+9.2% | $150,298+25.0% | $137,256+36.9% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.96% | 69.37%-51.4pp | 62.79%-44.8pp | 220.34%-202.4pp |
| Employer contribution / active EE | $14,252 | $4,636+207.4% | $4,154+243.1% | $4,156+242.9% |
| Participant deferral / active EE | $11,531 | $6,166+87.0% | $5,453+111.5% | $6,407+80.0% |
| Admin fee / account holder | $774 | $16,471-95.3% | $14,116-94.5% | $12,270-93.7% |