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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,619 | $82,133-70.0% | $147,318-83.3% | $64,097-61.6% |
| Participation rate | 26.6% | 62.3%-35.7pp | 82.1%-55.5pp | 55.2%-28.6pp |
| Annual return | 20.73% | 78.78%-58.1pp | 70.43%-49.7pp | 34.64%-13.9pp |
| Employer contribution / active EE | $626 | $2,872-78.2% | $4,593-86.4% | $1,891-66.9% |
| Participant deferral / active EE | $3,032 | $5,407-43.9% | $7,906-61.7% | $3,080-1.6% |
| Admin fee / account holder | $3,458 | $3,730-7.3% | $13,708-74.8% | $3,454+0.1% |