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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,277 | $223,823+1.1% | $211,142+7.2% | $154,746+46.2% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 18.43% | 50.39%-32.0pp | 46.84%-28.4pp | 172.34%-153.9pp |
| Employer contribution / active EE | $14,909 | $6,787+119.7% | $6,442+131.4% | $4,379+240.5% |
| Participant deferral / active EE | $15,643 | $9,750+60.4% | $9,284+68.5% | $6,730+132.4% |
| Admin fee / account holder | $1,281 | $19,707-93.5% | $19,076-93.3% | $14,365-91.1% |