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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,480 | $138,385+122.9% | $184,243+67.4% | $80,925+281.2% |
| Participation rate | 96.3% | 83.9%+12.4pp | 86.8%+9.5pp | 67.7%+28.6pp |
| Annual return | 17.17% | 20.02%-2.9pp | 28.82%-11.6pp | 35.65%-18.5pp |
| Employer contribution / active EE | $6,498 | $4,851+34.0% | $6,427+1.1% | $2,756+135.7% |
| Participant deferral / active EE | $15,663 | $7,075+121.4% | $9,132+71.5% | $4,299+264.4% |
| Admin fee / account holder | $26,047 | $10,489+148.3% | $13,914+87.2% | $6,940+275.3% |