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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,480 | $138,366+122.9% | $184,185+67.5% | $80,911+281.3% |
| Participation rate | 96.3% | 83.9%+12.4pp | 86.8%+9.5pp | 67.6%+28.6pp |
| Annual return | 17.17% | 20.02%-2.9pp | 28.81%-11.6pp | 35.63%-18.5pp |
| Employer contribution / active EE | $6,498 | $4,849+34.0% | $6,426+1.1% | $2,756+135.8% |
| Participant deferral / active EE | $15,663 | $7,074+121.4% | $9,132+71.5% | $4,297+264.5% |
| Admin fee / account holder | $26,047 | $10,484+148.4% | $13,909+87.3% | $6,935+275.6% |