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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,926 | $101,618-6.6% | $93,063+2.0% | $137,256-30.8% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 14.06% | 223.95%-209.9pp | 34.15%-20.1pp | 220.34%-206.3pp |
| Employer contribution / active EE | $22,490 | $2,707+730.8% | $2,476+808.3% | $4,156+441.1% |
| Participant deferral / active EE | $10,071 | $4,279+135.4% | $3,958+154.4% | $6,407+57.2% |
| Admin fee / account holder | $500 | $6,198-91.9% | $6,033-91.7% | $12,270-95.9% |