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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,895 | $100,203-89.1% | $85,240-87.2% | $145,897-92.5% |
| Participation rate | 88.2% | 74.1%+14.1pp | 67.5%+20.7pp | 80.3%+7.9pp |
| Annual return | 13.03% | 84.28%-71.2pp | 66.75%-53.7pp | 552.29%-539.3pp |
| Employer contribution / active EE | $820 | $3,242-74.7% | $2,735-70.0% | $4,663-82.4% |
| Participant deferral / active EE | $1,566 | $5,299-70.4% | $4,527-65.4% | $6,689-76.6% |
| Admin fee / account holder | $467 | $7,265-93.6% | $6,165-92.4% | $13,390-96.5% |