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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,850 | $185,312-76.3% | $161,489-72.8% | $154,746-71.7% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 16.01% | 103.84%-87.8pp | 89.72%-73.7pp | 172.34%-156.3pp |
| Employer contribution / active EE | $6,770 | $4,769+42.0% | $4,268+58.6% | $4,379+54.6% |
| Participant deferral / active EE | $4,021 | $6,350-36.7% | $5,630-28.6% | $6,730-40.3% |
| Admin fee / account holder | $595 | $18,654-96.8% | $16,006-96.3% | $14,365-95.9% |