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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,850 | $172,111-74.5% | $150,298-70.8% | $137,256-68.1% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 16.01% | 69.37%-53.4pp | 62.79%-46.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $6,770 | $4,636+46.0% | $4,154+63.0% | $4,156+62.9% |
| Participant deferral / active EE | $4,021 | $6,166-34.8% | $5,453-26.3% | $6,407-37.2% |
| Admin fee / account holder | $595 | $16,471-96.4% | $14,116-95.8% | $12,270-95.2% |