Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,446 | $79,209-59.0% | $102,434-68.3% | $74,459-56.4% |
| Participation rate | 49.7% | 74.8%-25.1pp | 76.5%-26.8pp | 67.2%-17.5pp |
| Annual return | 98.68% | 54.98%+43.7pp | 29.46%+69.2pp | 1369.70%-1271.0pp |
| Employer contribution / active EE | $0 | $2,362-100.0% | $3,023-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $5,046 | $4,417+14.2% | $5,055-0.2% | $4,350+16.0% |
| Admin fee / account holder | $679 | $2,002-66.1% | $9,462-92.8% | $1,945-65.1% |