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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,012 | $110,410-77.3% | $102,437-75.6% | $145,897-82.9% |
| Participation rate | 38.5% | 77.9%-39.5pp | 74.5%-36.0pp | 80.3%-41.8pp |
| Annual return | 11.89% | 24.85%-13.0pp | 24.95%-13.1pp | 552.29%-540.4pp |
| Employer contribution / active EE | $949 | $4,217-77.5% | $3,871-75.5% | $4,663-79.7% |
| Participant deferral / active EE | $1,584 | $5,622-71.8% | $5,060-68.7% | $6,689-76.3% |
| Admin fee / account holder | $1,006 | $9,745-89.7% | $8,388-88.0% | $13,390-92.5% |