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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,845 | $112,729-30.1% | $98,716-20.1% | $137,256-42.6% |
| Participation rate | 27.3% | 74.2%-47.0pp | 69.3%-42.0pp | 80.0%-52.7pp |
| Annual return | 294.69% | 38.48%+256.2pp | 31.81%+262.9pp | 220.34%+74.3pp |
| Employer contribution / active EE | $536 | $2,725-80.3% | $2,279-76.5% | $4,156-87.1% |
| Participant deferral / active EE | $1,821 | $4,640-60.8% | $4,048-55.0% | $6,407-71.6% |
| Admin fee / account holder | $203 | $10,129-98.0% | $8,703-97.7% | $12,270-98.3% |