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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,741 | $183,539-87.1% | $155,556-84.7% | $145,897-83.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 3.43% | 61.31%-57.9pp | 64.84%-61.4pp | 552.29%-548.9pp |
| Employer contribution / active EE | $2,371 | $5,315-55.4% | $4,675-49.3% | $4,663-49.1% |
| Participant deferral / active EE | $3,740 | $6,467-42.2% | $5,631-33.6% | $6,689-44.1% |
| Admin fee / account holder | $30,280 | $19,275+57.1% | $15,885+90.6% | $13,390+126.1% |