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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,300 | $106,588-65.0% | $94,215-60.4% | $155,188-76.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 20.03% | 29.39%-9.4pp | 28.22%-8.2pp | 148.84%-128.8pp |
| Employer contribution / active EE | $49 | $3,080-98.4% | $2,675-98.2% | $4,248-98.9% |
| Participant deferral / active EE | $11,909 | $4,802+148.0% | $4,276+178.5% | $6,531+82.3% |
| Admin fee / account holder | $6,695 | $12,281-45.5% | $10,216-34.5% | $14,480-53.8% |