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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,123 | $109,908-75.3% | $97,161-72.1% | $145,978-81.4% |
| Participation rate | 69.2% | 75.9%-6.7pp | 72.7%-3.5pp | 80.3%-11.1pp |
| Annual return | 15.83% | 243.80%-228.0pp | 75.36%-59.5pp | 550.52%-534.7pp |
| Employer contribution / active EE | $0 | $3,077-100.0% | $2,723-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,003 | $4,679+135.2% | $4,265+158.0% | $6,690+64.5% |
| Admin fee / account holder | $8,965 | $6,213+44.3% | $5,647+58.7% | $13,400-33.1% |