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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,123 | $109,904-75.3% | $97,167-72.1% | $145,959-81.4% |
| Participation rate | 69.2% | 75.9%-6.7pp | 72.7%-3.5pp | 80.3%-11.1pp |
| Annual return | 15.83% | 243.43%-227.6pp | 75.27%-59.4pp | 561.95%-546.1pp |
| Employer contribution / active EE | $0 | $3,084-100.0% | $2,729-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $11,003 | $4,676+135.3% | $4,264+158.1% | $6,689+64.5% |
| Admin fee / account holder | $8,965 | $6,216+44.2% | $5,650+58.7% | $13,398-33.1% |