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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,123 | $110,039-75.4% | $97,260-72.1% | $145,884-81.4% |
| Participation rate | 69.2% | 75.9%-6.7pp | 72.7%-3.4pp | 80.3%-11.1pp |
| Annual return | 15.83% | 244.44%-228.6pp | 75.54%-59.7pp | 551.85%-536.0pp |
| Employer contribution / active EE | $0 | $3,074-100.0% | $2,721-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $11,003 | $4,674+135.4% | $4,262+158.2% | $6,690+64.5% |
| Admin fee / account holder | $8,965 | $6,204+44.5% | $5,640+59.0% | $13,392-33.1% |