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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,106 | $166,268+4.7% | $165,100+5.5% | $145,897+19.3% |
| Participation rate | 81.8% | 82.0%-0.2pp | 78.6%+3.2pp | 80.3%+1.5pp |
| Annual return | 61.94% | 100.52%-38.6pp | 70.21%-8.3pp | 552.29%-490.4pp |
| Employer contribution / active EE | $0 | $5,284-100.0% | $4,348-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $9,181 | $6,964+31.8% | $6,035+52.1% | $6,689+37.2% |
| Admin fee / account holder | $420 | $16,659-97.5% | $12,696-96.7% | $13,390-96.9% |