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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $204,685 | $199,109+2.8% | $173,730+17.8% | $154,746+32.3% |
| Participation rate | 81.8% | 82.8%-1.0pp | 79.6%+2.2pp | 80.7%+1.1pp |
| Annual return | 10.64% | 20.02%-9.4pp | 19.96%-9.3pp | 172.34%-161.7pp |
| Employer contribution / active EE | $0 | $5,311-100.0% | $4,577-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $10,962 | $7,113+54.1% | $6,326+73.3% | $6,730+62.9% |
| Admin fee / account holder | $3,436 | $20,916-83.6% | $17,523-80.4% | $14,365-76.1% |