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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,566 | $162,136-90.4% | $152,301-89.8% | $154,746-89.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 19.09% | 91.02%-71.9pp | 80.50%-61.4pp | 172.34%-153.2pp |
| Employer contribution / active EE | $1,634 | $4,890-66.6% | $4,624-64.7% | $4,379-62.7% |
| Participant deferral / active EE | $6,396 | $8,341-23.3% | $8,004-20.1% | $6,730-5.0% |
| Admin fee / account holder | $4,687 | $15,759-70.3% | $14,398-67.4% | $14,365-67.4% |