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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,566 | $196,972-92.1% | $182,262-91.5% | $198,609-92.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.09% | 158.27%-139.2pp | 140.60%-121.5pp | 202.70%-183.6pp |
| Employer contribution / active EE | $1,634 | $5,364-69.5% | $5,046-67.6% | $5,055-67.7% |
| Participant deferral / active EE | $6,396 | $8,643-26.0% | $8,276-22.7% | $6,977-8.3% |
| Admin fee / account holder | $4,687 | $18,429-74.6% | $16,712-72.0% | $19,030-75.4% |