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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,477 | $72,071+54.7% | $68,368+63.1% | $137,256-18.8% |
| Participation rate | 90.0% | 76.2%+13.8pp | 73.8%+16.2pp | 80.0%+10.0pp |
| Annual return | 26.10% | 353.14%-327.0pp | 292.57%-266.5pp | 220.34%-194.2pp |
| Employer contribution / active EE | $15,298 | $2,788+448.7% | $2,649+477.5% | $4,156+268.1% |
| Participant deferral / active EE | $12,670 | $4,410+187.3% | $4,123+207.3% | $6,407+97.8% |
| Admin fee / account holder | $666 | $5,336-87.5% | $5,150-87.1% | $12,270-94.6% |