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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,842 | $88,815+57.5% | $81,882+70.8% | $145,897-4.2% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 13.74% | 1033.75%-1020.0pp | 779.47%-765.7pp | 552.29%-538.6pp |
| Employer contribution / active EE | $32,398 | $3,086+949.7% | $2,916+1011.1% | $4,663+594.9% |
| Participant deferral / active EE | $17,589 | $4,647+278.5% | $4,323+306.9% | $6,689+162.9% |
| Admin fee / account holder | $34,654 | $8,434+310.9% | $7,360+370.9% | $13,390+158.8% |