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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,842 | $88,754+57.6% | $81,820+70.9% | $145,877-4.1% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 13.74% | 1031.77%-1018.0pp | 777.93%-764.2pp | 551.28%-537.5pp |
| Employer contribution / active EE | $32,398 | $3,085+950.1% | $2,915+1011.4% | $4,663+594.8% |
| Participant deferral / active EE | $17,589 | $4,648+278.5% | $4,323+306.9% | $6,691+162.9% |
| Admin fee / account holder | $34,654 | $8,424+311.4% | $7,391+368.9% | $13,402+158.6% |