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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,470 | $106,749-2.1% | $145,433-28.2% | $82,448+26.7% |
| Participation rate | 70.4% | 75.6%-5.3pp | 82.1%-11.7pp | 68.1%+2.3pp |
| Annual return | 130.51% | 27.59%+102.9pp | 66.58%+63.9pp | 41.64%+88.9pp |
| Employer contribution / active EE | $1,743 | $3,444-49.4% | $4,554-61.7% | $2,551-31.7% |
| Participant deferral / active EE | $4,267 | $6,519-34.5% | $7,897-46.0% | $4,139+3.1% |
| Admin fee / account holder | $2,768 | $8,390-67.0% | $13,129-78.9% | $7,234-61.7% |