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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,322 | $160,070-10.5% | $147,117-2.6% | $145,897-1.8% |
| Participation rate | 57.1% | 84.0%-26.9pp | 82.2%-25.0pp | 80.3%-23.2pp |
| Annual return | 13.56% | 98.69%-85.1pp | 420.54%-407.0pp | 552.29%-538.7pp |
| Employer contribution / active EE | $3,201 | $5,285-39.4% | $4,932-35.1% | $4,663-31.3% |
| Participant deferral / active EE | $8,182 | $8,419-2.8% | $8,065+1.5% | $6,689+22.3% |
| Admin fee / account holder | $16,078 | $15,035+6.9% | $12,993+23.7% | $13,390+20.1% |