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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $378,986 | $76,407+396.0% | $150,298+152.2% | $82,448+359.7% |
| Participation rate | 86.8% | 66.4%+20.4pp | 77.8%+9.0pp | 68.1%+18.7pp |
| Annual return | 19.61% | 39.99%-20.4pp | 62.79%-43.2pp | 41.64%-22.0pp |
| Employer contribution / active EE | $17,243 | $2,614+559.6% | $4,154+315.1% | $2,551+576.0% |
| Participant deferral / active EE | $14,856 | $3,214+362.2% | $5,453+172.5% | $4,139+258.9% |
| Admin fee / account holder | $14,289 | $6,352+125.0% | $14,116+1.2% | $7,234+97.5% |