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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,234 | $81,358+318.2% | $155,556+118.7% | $80,959+320.3% |
| Participation rate | 90.9% | 66.3%+24.6pp | 78.2%+12.7pp | 67.7%+23.2pp |
| Annual return | 33.64% | 33.39%+0.2pp | 64.84%-31.2pp | 35.67%-2.0pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $16,409 | $3,455+374.9% | $5,631+191.4% | $4,300+281.6% |
| Admin fee / account holder | $14,819 | $7,994+85.4% | $15,885-6.7% | $6,925+114.0% |