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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,796 | $108,882+180.9% | $96,754+216.1% | $154,746+97.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 70.3%+29.7pp | 80.7%+19.3pp |
| Annual return | 11.14% | 98.39%-87.3pp | 82.04%-70.9pp | 172.34%-161.2pp |
| Employer contribution / active EE | $4,786 | $3,018+58.6% | $2,679+78.6% | $4,379+9.3% |
| Participant deferral / active EE | $24,215 | $5,323+354.9% | $4,758+408.9% | $6,730+259.8% |
| Admin fee / account holder | $4,154 | $10,200-59.3% | $8,905-53.4% | $14,365-71.1% |