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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,609 | $111,814+36.5% | $103,378+47.6% | $145,978+4.5% |
| Participation rate | 78.6% | 77.9%+0.6pp | 74.5%+4.1pp | 80.3%-1.7pp |
| Annual return | 7.89% | 24.80%-16.9pp | 24.91%-17.0pp | 550.52%-542.6pp |
| Employer contribution / active EE | $5,718 | $4,215+35.7% | $3,870+47.7% | $4,662+22.7% |
| Participant deferral / active EE | $10,630 | $5,618+89.2% | $5,058+110.2% | $6,690+58.9% |
| Admin fee / account holder | $100,118 | $9,764+925.4% | $8,401+1091.8% | $13,400+647.1% |