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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,609 | $110,337+38.3% | $102,383+49.1% | $145,877+4.6% |
| Participation rate | 78.6% | 77.9%+0.6pp | 74.5%+4.1pp | 80.3%-1.7pp |
| Annual return | 7.89% | 24.83%-16.9pp | 24.94%-17.0pp | 551.28%-543.4pp |
| Employer contribution / active EE | $5,718 | $4,216+35.6% | $3,870+47.7% | $4,663+22.6% |
| Participant deferral / active EE | $10,630 | $5,621+89.1% | $5,060+110.1% | $6,691+58.9% |
| Admin fee / account holder | $100,118 | $9,750+926.9% | $8,391+1093.1% | $13,402+647.0% |