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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,609 | $110,410+38.2% | $102,437+49.0% | $145,897+4.6% |
| Participation rate | 78.6% | 77.9%+0.6pp | 74.5%+4.1pp | 80.3%-1.7pp |
| Annual return | 7.89% | 24.85%-17.0pp | 24.95%-17.1pp | 552.29%-544.4pp |
| Employer contribution / active EE | $5,718 | $4,217+35.6% | $3,871+47.7% | $4,663+22.6% |
| Participant deferral / active EE | $10,630 | $5,622+89.1% | $5,060+110.1% | $6,689+58.9% |
| Admin fee / account holder | $100,118 | $9,745+927.4% | $8,388+1093.6% | $13,390+647.7% |