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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,792 | $117,846-63.7% | $102,434-58.2% | $145,884-70.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 51.81% | 31.90%+19.9pp | 29.46%+22.4pp | 551.85%-500.0pp |
| Employer contribution / active EE | $6,016 | $3,615+66.4% | $3,023+99.0% | $4,662+29.0% |
| Participant deferral / active EE | $13,955 | $5,733+143.4% | $5,055+176.1% | $6,690+108.6% |
| Admin fee / account holder | $3,563 | $13,356-73.3% | $9,462-62.3% | $13,392-73.4% |