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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,585 | $67,823-12.1% | $52,425+13.7% | $137,256-56.6% |
| Participation rate | 100.0% | 63.9%+36.1pp | 55.6%+44.4pp | 80.0%+20.0pp |
| Annual return | 18.07% | 219.11%-201.0pp | 302.12%-284.1pp | 220.34%-202.3pp |
| Employer contribution / active EE | $7,156 | $1,163+515.3% | $914+682.7% | $4,156+72.2% |
| Participant deferral / active EE | $7,643 | $2,288+234.0% | $1,790+326.9% | $6,407+19.3% |
| Admin fee / account holder | $342 | $2,844-88.0% | $2,495-86.3% | $12,270-97.2% |