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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,386 | $59,006-34.9% | $97,295-60.5% | $74,478-48.5% |
| Participation rate | 66.8% | 63.7%+3.1pp | 72.7%-5.8pp | 67.2%-0.4pp |
| Annual return | 18.12% | 16.04%+2.1pp | 75.62%-57.5pp | 1370.56%-1352.4pp |
| Employer contribution / active EE | $261 | $1,894-86.2% | $2,723-90.4% | $2,626-90.1% |
| Participant deferral / active EE | $1,571 | $3,671-57.2% | $4,264-63.1% | $4,350-63.9% |
| Admin fee / account holder | $202 | $1,974-89.8% | $5,646-96.4% | $1,946-89.6% |