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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,509 | $227,399-85.7% | $189,758-82.9% | $198,609-83.6% |
| Participation rate | 93.8% | 84.0%+9.7pp | 79.8%+14.0pp | 82.4%+11.4pp |
| Annual return | 20.72% | 61.03%-40.3pp | 52.62%-31.9pp | 202.70%-182.0pp |
| Employer contribution / active EE | $2,812 | $5,526-49.1% | $4,767-41.0% | $5,055-44.4% |
| Participant deferral / active EE | $5,123 | $6,837-25.1% | $5,856-12.5% | $6,977-26.6% |
| Admin fee / account holder | $615 | $25,162-97.6% | $20,388-97.0% | $19,030-96.8% |