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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,009 | $102,385-75.6% | $147,080-83.0% | $80,935-69.1% |
| Participation rate | 37.1% | 75.9%-38.7pp | 82.2%-45.0pp | 67.7%-30.5pp |
| Annual return | 102.51% | 135.09%-32.6pp | 420.17%-317.7pp | 35.66%+66.8pp |
| Employer contribution / active EE | $0 | $3,717-100.0% | $4,933-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,951 | $6,651-25.6% | $8,066-38.6% | $4,299+15.2% |
| Admin fee / account holder | $282 | $7,951-96.5% | $12,989-97.8% | $6,924-95.9% |