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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,909 | $111,787-26.7% | $93,681-12.6% | $145,978-43.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.23% | 203.52%-191.3pp | 133.47%-121.2pp | 550.52%-538.3pp |
| Employer contribution / active EE | $11,354 | $3,093+267.0% | $2,422+368.8% | $4,662+143.6% |
| Participant deferral / active EE | $6,971 | $4,918+41.8% | $4,415+57.9% | $6,690+4.2% |
| Admin fee / account holder | $3,164 | $10,256-69.2% | $8,290-61.8% | $13,400-76.4% |