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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,909 | $111,878-26.8% | $93,727-12.6% | $145,897-43.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.23% | 204.28%-192.0pp | 133.83%-121.6pp | 552.29%-540.1pp |
| Employer contribution / active EE | $11,354 | $3,092+267.2% | $2,421+368.9% | $4,663+143.5% |
| Participant deferral / active EE | $6,971 | $4,920+41.7% | $4,417+57.8% | $6,689+4.2% |
| Admin fee / account holder | $3,164 | $10,256-69.2% | $8,292-61.8% | $13,390-76.4% |