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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,511 | $183,627-71.9% | $155,602-66.9% | $145,978-64.7% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 12.18% | 61.32%-49.1pp | 64.81%-52.6pp | 550.52%-538.3pp |
| Employer contribution / active EE | $1,732 | $5,316-67.4% | $4,675-62.9% | $4,662-62.8% |
| Participant deferral / active EE | $977 | $6,466-84.9% | $5,629-82.6% | $6,690-85.4% |
| Admin fee / account holder | $202 | $19,327-99.0% | $15,923-98.7% | $13,400-98.5% |