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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,751 | $177,595+68.8% | $148,496+101.9% | $198,609+50.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.0%+24.0pp | 82.4%+17.6pp |
| Annual return | 15.51% | 9.97%+5.5pp | 12.33%+3.2pp | 202.70%-187.2pp |
| Employer contribution / active EE | $24,304 | $4,098+493.1% | $3,497+594.9% | $5,055+380.7% |
| Participant deferral / active EE | $15,667 | $5,539+182.8% | $4,808+225.8% | $6,977+124.6% |
| Admin fee / account holder | $2,017 | $27,010-92.5% | $19,547-89.7% | $19,030-89.4% |