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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,751 | $139,948+114.2% | $121,663+146.4% | $154,746+93.7% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.5%+25.5pp | 80.7%+19.3pp |
| Annual return | 15.51% | 230.52%-215.0pp | 147.54%-132.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $24,304 | $3,521+590.3% | $3,020+704.8% | $4,379+455.0% |
| Participant deferral / active EE | $15,667 | $5,629+178.3% | $4,887+220.6% | $6,730+132.8% |
| Admin fee / account holder | $2,017 | $17,321-88.4% | $14,289-85.9% | $14,365-86.0% |