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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,248 | $171,492-75.9% | $150,734-72.6% | $198,609-79.2% |
| Participation rate | 80.0% | 81.4%-1.4pp | 78.4%+1.6pp | 82.4%-2.4pp |
| Annual return | 20.19% | 804.70%-784.5pp | 600.81%-580.6pp | 202.70%-182.5pp |
| Employer contribution / active EE | $4,273 | $5,470-21.9% | $4,918-13.1% | $5,055-15.5% |
| Participant deferral / active EE | $9,951 | $6,259+59.0% | $5,610+77.4% | $6,977+42.6% |
| Admin fee / account holder | $2,260 | $17,628-87.2% | $14,905-84.8% | $19,030-88.1% |