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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,248 | $111,535-63.0% | $105,223-60.8% | $137,256-69.9% |
| Participation rate | 80.0% | 78.1%+1.9pp | 75.0%+5.0pp | 80.0%0pp |
| Annual return | 20.19% | 237.85%-217.7pp | 180.65%-160.5pp | 220.34%-200.2pp |
| Employer contribution / active EE | $4,273 | $3,939+8.5% | $3,689+15.8% | $4,156+2.8% |
| Participant deferral / active EE | $9,951 | $5,500+80.9% | $5,072+96.2% | $6,407+55.3% |
| Admin fee / account holder | $2,260 | $9,721-76.8% | $8,859-74.5% | $12,270-81.6% |