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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,523 | $108,897-90.3% | $100,378-89.5% | $145,877-92.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.79% | 58.17%-43.4pp | 49.41%-34.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $2,461 | $4,420-44.3% | $3,942-37.6% | $4,663-47.2% |
| Participant deferral / active EE | $3,277 | $8,455-61.2% | $8,087-59.5% | $6,691-51.0% |
| Admin fee / account holder | $1,122 | $9,690-88.4% | $7,899-85.8% | $13,402-91.6% |