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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,857 | $160,070-26.4% | $147,117-19.9% | $145,897-19.2% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.70% | 98.69%-83.0pp | 420.54%-404.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,952 | $5,285-63.1% | $4,932-60.4% | $4,663-58.1% |
| Participant deferral / active EE | $5,664 | $8,419-32.7% | $8,065-29.8% | $6,689-15.3% |
| Admin fee / account holder | $8,379 | $15,035-44.3% | $12,993-35.5% | $13,390-37.4% |