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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,857 | $159,934-26.3% | $147,005-19.8% | $145,959-19.3% |
| Participation rate | 66.7% | 84.0%-17.3pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.70% | 98.24%-82.5pp | 418.76%-403.1pp | 561.95%-546.3pp |
| Employer contribution / active EE | $1,952 | $5,287-63.1% | $4,934-60.4% | $4,661-58.1% |
| Participant deferral / active EE | $5,664 | $8,427-32.8% | $8,070-29.8% | $6,689-15.3% |
| Admin fee / account holder | $8,379 | $15,053-44.3% | $13,006-35.6% | $13,398-37.5% |