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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,830 | $97,125-78.6% | $86,233-75.8% | $137,256-84.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 69.0%-2.4pp | 80.0%-13.3pp |
| Annual return | 25.16% | 74.19%-49.0pp | 61.39%-36.2pp | 220.34%-195.2pp |
| Employer contribution / active EE | $601 | $2,841-78.8% | $2,504-76.0% | $4,156-85.5% |
| Participant deferral / active EE | $5,159 | $5,180-0.4% | $4,559+13.2% | $6,407-19.5% |
| Admin fee / account holder | $187 | $9,725-98.1% | $8,342-97.8% | $12,270-98.5% |