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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,253 | $100,203-85.8% | $85,240-83.3% | $145,897-90.2% |
| Participation rate | 46.7% | 74.1%-27.4pp | 67.5%-20.9pp | 80.3%-33.6pp |
| Annual return | 13.08% | 84.28%-71.2pp | 66.75%-53.7pp | 552.29%-539.2pp |
| Employer contribution / active EE | $848 | $3,242-73.8% | $2,735-69.0% | $4,663-81.8% |
| Participant deferral / active EE | $3,223 | $5,299-39.2% | $4,527-28.8% | $6,689-51.8% |
| Admin fee / account holder | $2,376 | $7,265-67.3% | $6,165-61.5% | $13,390-82.3% |