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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,910 | $114,119-47.5% | $107,187-44.1% | $138,895-56.9% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 22.46% | 273.21%-250.7pp | 204.55%-182.1pp | 145.39%-122.9pp |
| Employer contribution / active EE | $1,840 | $4,059-54.7% | $3,782-51.4% | $4,194-56.1% |
| Participant deferral / active EE | $12,795 | $5,538+131.0% | $5,096+151.1% | $6,396+100.0% |
| Admin fee / account holder | $648 | $10,024-93.5% | $9,162-92.9% | $12,562-94.8% |