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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,595 | $123,155+9.3% | $108,753+23.8% | $155,188-13.3% |
| Participation rate | 92.9% | 75.6%+17.2pp | 71.1%+21.8pp | 80.8%+12.1pp |
| Annual return | 19.00% | 44.73%-25.7pp | 37.47%-18.5pp | 148.84%-129.8pp |
| Employer contribution / active EE | $4,126 | $2,811+46.8% | $2,427+70.0% | $4,248-2.9% |
| Participant deferral / active EE | $11,668 | $4,623+152.4% | $4,115+183.6% | $6,531+78.7% |
| Admin fee / account holder | $1,167 | $12,126-90.4% | $10,320-88.7% | $14,480-91.9% |