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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,595 | $115,225+16.8% | $100,712+33.6% | $138,895-3.1% |
| Participation rate | 92.9% | 74.3%+18.5pp | 69.3%+23.6pp | 79.9%+12.9pp |
| Annual return | 19.00% | 40.35%-21.4pp | 33.27%-14.3pp | 145.39%-126.4pp |
| Employer contribution / active EE | $4,126 | $2,771+48.9% | $2,313+78.4% | $4,194-1.6% |
| Participant deferral / active EE | $11,668 | $4,699+148.3% | $4,085+185.6% | $6,396+82.4% |
| Admin fee / account holder | $1,167 | $10,844-89.2% | $9,256-87.4% | $12,562-90.7% |