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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,212 | $88,815-30.0% | $81,882-24.0% | $145,897-57.4% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 7.77% | 1033.75%-1026.0pp | 779.47%-771.7pp | 552.29%-544.5pp |
| Employer contribution / active EE | $1,025 | $3,086-66.8% | $2,916-64.9% | $4,663-78.0% |
| Participant deferral / active EE | $10,651 | $4,647+129.2% | $4,323+146.4% | $6,689+59.2% |
| Admin fee / account holder | $2,899 | $8,434-65.6% | $7,360-60.6% | $13,390-78.3% |