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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,219 | $71,208-15.4% | $93,681-35.7% | $80,911-25.6% |
| Participation rate | 71.0% | 60.4%+10.6pp | 68.7%+2.2pp | 67.6%+3.3pp |
| Annual return | 12.37% | 11.27%+1.1pp | 133.47%-121.1pp | 35.63%-23.3pp |
| Employer contribution / active EE | $324 | $1,564-79.3% | $2,422-86.6% | $2,756-88.2% |
| Participant deferral / active EE | $4,567 | $4,035+13.2% | $4,415+3.5% | $4,297+6.3% |
| Admin fee / account holder | $10,922 | $6,951+57.1% | $8,290+31.8% | $6,935+57.5% |