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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,612 | $183,592-64.8% | $155,574-58.5% | $145,877-55.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.96% | 61.37%-48.4pp | 64.87%-51.9pp | 551.28%-538.3pp |
| Employer contribution / active EE | $8,857 | $5,317+66.6% | $4,676+89.4% | $4,663+89.9% |
| Participant deferral / active EE | $6,409 | $6,466-0.9% | $5,629+13.8% | $6,691-4.2% |
| Admin fee / account holder | $721 | $19,316-96.3% | $15,914-95.5% | $13,402-94.6% |