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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,854 | $129,737-46.2% | $119,126-41.4% | $154,746-54.9% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 48.71% | 379.08%-330.4pp | 282.11%-233.4pp | 172.34%-123.6pp |
| Employer contribution / active EE | $2,587 | $4,375-40.9% | $4,034-35.9% | $4,379-40.9% |
| Participant deferral / active EE | $3,921 | $5,842-32.9% | $5,318-26.3% | $6,730-41.7% |
| Admin fee / account holder | $7,249 | $11,961-39.4% | $10,693-32.2% | $14,365-49.5% |