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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,854 | $114,119-38.8% | $107,187-34.8% | $138,895-49.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 48.71% | 273.21%-224.5pp | 204.55%-155.8pp | 145.39%-96.7pp |
| Employer contribution / active EE | $2,587 | $4,059-36.3% | $3,782-31.6% | $4,194-38.3% |
| Participant deferral / active EE | $3,921 | $5,538-29.2% | $5,096-23.0% | $6,396-38.7% |
| Admin fee / account holder | $7,249 | $10,024-27.7% | $9,162-20.9% | $12,562-42.3% |