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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,795 | $114,119+37.4% | $107,187+46.3% | $138,895+12.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 16.58% | 273.21%-256.6pp | 204.55%-188.0pp | 145.39%-128.8pp |
| Employer contribution / active EE | $34,351 | $4,059+746.3% | $3,782+808.2% | $4,194+719.0% |
| Participant deferral / active EE | $15,139 | $5,538+173.4% | $5,096+197.1% | $6,396+136.7% |
| Admin fee / account holder | $1,926 | $10,024-80.8% | $9,162-79.0% | $12,562-84.7% |