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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,449 | $102,382-62.4% | $147,005-73.8% | $80,874-52.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 14.36% | 134.89%-120.5pp | 418.76%-404.4pp | 35.62%-21.3pp |
| Employer contribution / active EE | $7,500 | $3,715+101.9% | $4,934+52.0% | $2,756+172.2% |
| Participant deferral / active EE | $11,982 | $6,646+80.3% | $8,070+48.5% | $4,297+178.9% |
| Admin fee / account holder | $6,426 | $7,942-19.1% | $13,006-50.6% | $6,935-7.3% |