Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,119 | $65,122-33.8% | $135,792-68.2% | $64,097-32.7% |
| Participation rate | 23.0% | 47.1%-24.1pp | 72.6%-49.6pp | 55.2%-32.2pp |
| Annual return | 16.59% | 14.53%+2.1pp | 25.96%-9.4pp | 34.64%-18.1pp |
| Employer contribution / active EE | $151 | $1,280-88.2% | $3,496-95.7% | $1,891-92.0% |
| Participant deferral / active EE | $963 | $2,219-56.6% | $4,759-79.8% | $3,080-68.7% |
| Admin fee / account holder | $6,069 | $3,120+94.5% | $12,266-50.5% | $3,454+75.7% |