Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,119 | $68,607-37.2% | $147,027-70.7% | $64,340-33.0% |
| Participation rate | 23.0% | 50.4%-27.4pp | 73.7%-50.7pp | 55.2%-32.2pp |
| Annual return | 16.59% | 13.75%+2.8pp | 20.23%-3.6pp | 24.14%-7.6pp |
| Employer contribution / active EE | $151 | $1,554-90.3% | $3,626-95.8% | $1,862-91.9% |
| Participant deferral / active EE | $963 | $2,402-59.9% | $4,933-80.5% | $2,980-67.7% |
| Admin fee / account holder | $6,069 | $3,287+84.6% | $12,223-50.3% | $3,703+63.9% |