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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,877 | $183,539+19.8% | $155,556+41.3% | $145,897+50.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.98% | 61.31%-51.3pp | 64.84%-54.9pp | 552.29%-542.3pp |
| Employer contribution / active EE | $5,473 | $5,315+3.0% | $4,675+17.1% | $4,663+17.4% |
| Participant deferral / active EE | $24,948 | $6,467+285.8% | $5,631+343.1% | $6,689+272.9% |
| Admin fee / account holder | $2,294 | $19,275-88.1% | $15,885-85.6% | $13,390-82.9% |