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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,241 | $100,970+90.4% | $96,576+99.1% | $137,256+40.1% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 21.28% | 38.16%-16.9pp | 38.47%-17.2pp | 220.34%-199.1pp |
| Employer contribution / active EE | $4,381 | $3,809+15.0% | $3,553+23.3% | $4,156+5.4% |
| Participant deferral / active EE | $23,499 | $8,286+183.6% | $7,956+195.3% | $6,407+266.8% |
| Admin fee / account holder | $371 | $11,312-96.7% | $11,381-96.7% | $12,270-97.0% |