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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,519 | $108,942+24.4% | $100,415+35.0% | $145,897-7.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 14.78% | 58.27%-43.5pp | 49.47%-34.7pp | 552.29%-537.5pp |
| Employer contribution / active EE | $1,983 | $4,422-55.2% | $3,943-49.7% | $4,663-57.5% |
| Participant deferral / active EE | $23,000 | $8,461+171.8% | $8,091+184.3% | $6,689+243.8% |
| Admin fee / account holder | $437 | $9,702-95.5% | $7,906-94.5% | $13,390-96.7% |