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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,272 | $107,666-88.6% | $102,184-88.0% | $154,746-92.1% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 17.83% | 29.33%-11.5pp | 31.58%-13.7pp | 172.34%-154.5pp |
| Employer contribution / active EE | $2,791 | $3,846-27.4% | $3,594-22.3% | $4,379-36.3% |
| Participant deferral / active EE | $5,508 | $8,719-36.8% | $8,309-33.7% | $6,730-18.2% |
| Admin fee / account holder | $1,717 | $12,943-86.7% | $11,609-85.2% | $14,365-88.0% |